Our Business

While 100% foresight is impossible, the one thing that all successful people and companies alike have in common is that they plan their affairs and manage their risk so that they are in the best position to meet challenges and take advantages of opportunities as they arise..

Strategy is arguably the most important aspect of the services we provide. Our view is that more wealth is lost as a result of poor structuring and lack of review than from poor investment returns.

Our strategy services:

  • Ensure your assets are owned by the correct legal and tax structure;
  • Identify the risks to your current and desired position and recommend ways to protect your most valuable assets;
  • Make the most effective use of your cash flow and debt in achieving your objectives;
  • Ensure that your assets go to those who are most important to you, in the event of your demise.

In providing these services, we work with your taxation and legal advisers to ensure that your strategy is focused and cohesive.

At Praescius, our core ethos is:

  • Providing value through fee for service with a complete rejection of commission based investment products. Where we recommend a product for your needs, you can be sure that it is chosen on the basis that it is right for you.
  • Highest level of advice through our commitment to professional development.
  • Certainty and continuity – we are a business that practices what it preaches in terms of ensuring that knowledge is not retained by one key person and that a succession plan is in place.
  • Service – your time is valuable and we understand this only too well. Our constant goal is to limit the amount of paperwork and administrative hassles in your personal affairs and where possible, handle these items for you in a timely manner.
  • We prefer to be remunerated on a ‘fee for service’ basis. This is achieved by charging fees for the range of service offered, on a percentage basis of investments placed or under advice. In such circumstances, we rebate any commissions we might be entitled to receive.
  • The fees you are charged may be tax deductible but we recommend that you confirm this with your accountant.
  • Details of all costs are fully disclosed once the services to be provided have been determined. There is no cost or obligation for initial consultations.